Shaping the cash cycle of the future

Sina Grebrodt is a Senior Strategic Initiatives Expert and part of the Central Bank Solutions team at Koenig & Bauer Banknote Solutions, where she works at the intersection of currency innovation, central bank strategy, and sustainable cash management. With a focus on how cash supports financial inclusion and literacy, Sina explores the evolving role of physical currency. Her work bridges technology, policy, and social impact — highlighting how resilient, accessible cash systems remain essential for empowering individuals and fostering trust in the broader financial ecosystem.

Professor Franz Seitz teaches Economics with a special focus on Monetary Policy and Financial Markets at Weiden Technical University of Applied Sciences in Germany. He is author of numerous articles in national and international journals. His main fields of research are monetary theory and policy, financial markets as well as payments markets, especially cash in circulation. For many years, Professor Seitz has been acting as a consultant in different projects for central banks, commercial banks and financial as well as non-financial corporations.

Pascal Wicht is a strategic systems researcher and designer studying how societies adapt to technological, social and environmental transitions globally. A specialist in adoption and systemic change, his work examines the invisible architectures that shape trust, sovereignty and the circulation of value, with a particular focus on cash and its interactions with mobile money and fintech innovations, especially in the Global South.

In parallel to his international research and consulting work, he also teaches at the University of Lausanne and ECAL Art and Design School, where his courses connect strategic design, social sciences and future thinking to explore how infrastructure, economies and societies can evolve within planetary boundaries and strong social foundations.

Graham joined LINK in 2006 and is currently Director of Strategy. This also covers initiatives like the future of cash, and interchange, as well as external relations, public affairs, fraud management, physical ATM crime and liaison with LINK’s Members. During the coronavirus pandemic a large part of Graham’s role has been the analysis of consumers cash and ATM use, helping LINK develop the best responses to a fast-moving crisis.

External relations remains a key element of Graham’s role, leading LINK’s liaison a wide range of organisations such as the Government, the Bank of England, Treasury as well as contacts with police, service suppliers, local authorities and regulators such as the Payments System Regulator (PSR) and consumer and charity groups.

Graham was formerly Head of ATMs at Santander during which time he was a LINK Board Director and also worked for several years with cahoot, the on-line bank. He has an MBA from Warwick University, completing a dissertation on the future of financial services over the Internet.

He is married and lives in Buckinghamshire, England.

Barry is student of the evolution and economics of payments and cash, the fundamentals which drive cash behaviour and economics, and works to apply this to make a difference at the intersection of traditional payments, emerging payments and cash. He has been involved in the industry since 2002, for 15 years with Standard Bank as Head: Cash Services.

In 2018 he started Rohrs and Associates and advises Cash Ecosystem participants (Fintechs, Banks, Cash In Transit companies). Barry participates in industry think tanks and assist clients optimising payments and cash operations and developing new solutions at the intersection of cash and digital.

He maintains an extensive network in the cash industry across Africa and internationally.

Jim Leroux is the CEO of Pin4, a global leader in cardless cash disbursement solutions, enabling secure, instant, and convenient cash payouts across ATMs and retail partner locations. With a presence spanning 200 countries and a network of over 500k cash pick-up points worldwide, Pin4 empowers businesses, governments, and humanitarian organizations to deliver cash quickly and reliably—even to individuals without payment cards or bank accounts. Jim has been active in fintech for over 30 years as an operator, investor, advisor and attorney, with a focus on new innovations in the payments and fintech industries.

Roel van Anholt is passionate about payment systems, with a special focus on cash. He holds a PhD in Economics on cash logistics and has explored the topic from multiple angles: academic research, strategic roles at Geldmaat (Dutch ATM network), and policy work at the Dutch Central Bank (DNB). At DNB, he leads initiatives shaping the future of cash, including legislative reforms and industry-wide agreements. His cross-sector experience makes him a unique voice in the international cash debate.