Shaping the cash cycle of the future

Barbara has been working at Narodowy Bank Polski for thirteen years. She began her career at Poland’s central bank as Deputy Director of the Cash and Issue Department, where she currently holds the position of Director.

Throughout her work at NBP, she has been involved in the introduction of a new series of circulation banknotes, changes in the denominational structure, and the development of new regulations governing cooperation with the cash market. She was responsible for the Hryvnia Exchange Program in Poland, which was later adopted as a model by other European countries. She is a member of the Executive Committee of the Central Bank Counterfeit Deterrence Group (CBCDG) and serves as the Chair of the Cash Circulation Council in Poland. She graduated from the University of Szczecin and completed postgraduate studies at the Faculty of Management at the University of Warsaw.

Mikael is a senior financial services leader with over 15 years of experience in banking, capital markets, and financial technology innovation. His career spans central banking, global consulting, and strategic advisory, equipping him with deep expertise in financial market infrastructures, digital transformation, and regulatory-driven innovation.

A managing consultant at PA Consulting, Mikael is recognized for his ability to lead large transformation programmes, shaping strategies that drive efficiency, transparency, and resilience in the financial ecosystem.

Pascal Wicht is a strategic systems researcher and designer studying how societies adapt to technological, social and environmental transitions globally. A specialist in adoption and systemic change, his work examines the invisible architectures that shape trust, sovereignty and the circulation of value, with a particular focus on cash and its interactions with mobile money and fintech innovations, especially in the Global South.

In parallel to his international research and consulting work, he also teaches at the University of Lausanne and ECAL Art and Design School, where his courses connect strategic design, social sciences and future thinking to explore how infrastructure, economies and societies can evolve within planetary boundaries and strong social foundations.

Diederik Bruggink is Senior Director at the European Savings and Retail Banking Group (ESBG) where he is responsible for all payments topics worldwide. In that role, he also advocates the associations’ positions on payments with policymakers, regulators, standardisation bodies, industry associations, and enabling a constant member dialogue on developments, with a particular focus on innovation. He is Chair of the Cash Efficiency Working Group of the European Payments Council (EPC) and he was co-chair of the Euro Retail Payments Board (ERPB) working group on access to and acceptance of cash. He is also a Member of the Board of the European Payments Council and he is a member of the European Commission’s Payments Systems Market Expert Group and he was a member of the European Central Bank’s Market Advisory Group on the Digital Euro, to name a few.

Scott is a seasoned executive with 20 years of experience in the cash management industry, including leadership roles in operations, strategy, and business development.

With overarching responsibility for group transformation and growth at Australia’s largest cash management organisation, Scott played a pivotal role in driving strategic transformation programs and overseeing key divisions such as precious cargo and security fleet innovation. Scott was key to the transformation of the cash industry in Australia. He has also been actively involved in industry leadership, including as Chair of the Asian Cash Management Association’s Security Committee.

Scott holds a Bachelor of Economics from Macquarie University, is a graduate of the Australian Institute of Company Directors, and is known for his pragmatic leadership and commitment to best practices.

Jim Leroux is the CEO of Pin4, a global leader in cardless cash disbursement solutions, enabling secure, instant, and convenient cash payouts across ATMs and retail partner locations. With a presence spanning 200 countries and a network of over 500k cash pick-up points worldwide, Pin4 empowers businesses, governments, and humanitarian organizations to deliver cash quickly and reliably—even to individuals without payment cards or bank accounts. Jim has been active in fintech for over 30 years as an operator, investor, advisor and attorney, with a focus on new innovations in the payments and fintech industries.

Sina Grebrodt is a Senior Strategic Initiatives Expert and part of the Central Bank Solutions team at Koenig & Bauer Banknote Solutions, where she works at the intersection of currency innovation, central bank strategy, and sustainable cash management. With a focus on how cash supports financial inclusion and literacy, Sina explores the evolving role of physical currency. Her work bridges technology, policy, and social impact — highlighting how resilient, accessible cash systems remain essential for empowering individuals and fostering trust in the broader financial ecosystem.